Housing. If you are in need of emergency shelter, concerned about affording your rent, making your mortgage payment, or are in need of housing, or if you are a landlord working with tenants, please use the resources below.
4-27-20 The Massachusetts State Senate and the House of Representatives passed An Act providing for a moratorium on evictions and foreclosures during the COVID-19 Emergency. The bill was signed into law by Governor Baker on Monday, April 20, 2020. A copy of the law can be found here.
The Department of Housing and Community Development (DHCD) has prepared guidance for commercial and residential tenants and landlords, and for homeowners having difficulties paying mortgages. Standardized forms for notifying landlords and banks are also available. You can find the information and forms here.
The goal of the law is to keep tenants in their homes, and property owners from facing the loss of their properties.
The bill freezes evictions, late fees for non-payment of rent, and the furnishing of rental payment data by landlords to consumer reporting agencies if non-payment of rent is due to COVID-19. During the term of the moratorium, landlords are prohibited from serving notices to quit, or in any way starting the process of eviction. Landlords are still be able to evict tenants for criminal activity or lease violations that may impact the health or safety of other residents, health care workers, emergency personnel, persons lawfully on the subject property or the general public. Please note that tenants are still responsible for the rent.
As to homeowners, the law freezes the start of foreclosure actions against homeowners who fail to make mortgage payments during the term of the moratorium. Homeowners are still responsible for mortgage payments.
This moratorium will last for 120 days or 45 days after the Governor’s emergency declaration is terminated, whichever comes first.
The Massachusetts Department of Housing and Community Development’s (DHCD) website has a lot of helpful information.
By clicking on the logos below you will be brought to the organization’s website. Please know there are people willing to help just a phone call away.
City of Quincy Housing Assistance. The City of Quincy has established two programs to help individuals with housing assistance, one for hospitality workers being coordinated by the Quincy Chamber of Commerce and one for all other workers being coordinated by Quincy Community Action Programs (QCAP). The programs are being funded by an emergency appropriation from the City’s Affordable Housing Trust Fund. Follow this link for daily updates from the City of Quincy.
Hospitality workers, please contact the Quincy Chamber of Commerce at www.quincyhospitalitysupportfund.com, 617-471-1700 or firstname.lastname@example.org for an application and details of the hospitality workers program.
Residential Assistance to Families in Transition (RAFT) program provides short-term emergency financial assistance for families and individuals. This program helps eligible Homeowners and Renters by assisting with mortgage payments, rent, utility bills, and other costs.
You can call them at 617.425.6700 or email them at resourceline@MetroHousingBoston.org.
If you live in Abington, Holbrook, or Rockland and would like more information, please visit Neighborworks Southern Mass or call their RAFT hotline at 781-422-4204.
Citizens’ Housing and Planning Association (CHAPA) offers programs that connect people with affordable rental and homeownership opportunities, including the Massachusetts Accessible Housing Registry (MassAccess), the Massachusetts Homeownership Collaborative, and Chapter 40B Monitoring. They are also offering assistance on housing issues related to the coronavirus (COVID-19). Find assistance here.
Mass Landlords is a valuable resource for both landlords and tenants. They have information that is updated daily relating to the coronavirus (COVID-19) and rental housing. Find it here.
Mortgage Payment Concerns. For homeowners concerned about making their mortgage payments, the Federal Housing Finance Agency is a good resource.
Consumer Protection. The Consumer Financial Protection Bureau offers a helpful guide to coronavirus mortgage relief options. Find it here.
The Massachusetts Attorney General’s office is another mortgage and foreclosure resource. It’s important to know your rights. Find the information here.