The Residential Assistance for Families in Transition (RAFT) program helps keep households in stable housing situations when facing eviction, foreclosure, loss of utilities, and other housing emergencies caused by loss of income, increase in expenses, or both. RAFT helps all kinds of households by providing up to $10,000 per household to help preserve current housing or move to new housing.

Funding can be used for a variety of needs, including rent or mortgage arrears, security deposits, or other expenses to help households obtain or maintain stable housing. Households with incomes up to 50% of Area Median Income (AMI)*, or 60% of AMI for people who are at risk of homelessness because of domestic violence, are eligible for assistance.


Eligibility

Not every household facing foreclosure or eviction is eligible for RAFT funds. The program is designed for families and individuals whose income is at or below 50% of the area median income with a percentage of funding targeted to those whose incomes are below 30% of area median income.  This funding is available to eligible Massachusetts residents, regardless of immigration status.

Consult the DHCD toolkit to determine further eligibility requirements.


Applying

Begin your application online by clicking here.

Quincy residents: contact Metro Housing Boston at 617-859-0400

Abington, Braintree, Holbrook, and Rockland residents: contact NeighborWorks at 617-770-2227